Almitak by BlancaReal.
Healthcare for Expat Families Costa del Sol

Family relocation

Healthcare
for Expat Families Costa del Sol

Private vs public healthcare for families in Costa del Sol. Costs, paediatricians, English-speaking hospitals, and health insurance for children.

Overview

Two Systems, Both Excellent

Spain has one of the top-ranked public healthcare systems in the world, free at point of use for residents. Alongside it sits a well-developed private sector that most expat families use for faster access, broader English-speaking coverage, and choice of specialist. On Costa del Sol, most relocating families use both.

This page covers what each system costs, which hospitals serve families near Almitak, and how to register for both public and private care once you arrive.

Public Healthcare

Spain's public health system ranks in the world's top twenty (WHO, OECD). Coverage includes GP visits, specialists, hospital admissions, surgery, most prescription medications, maternity, and paediatrics. For residents, the entire system is free at point of use.

Who qualifies: EU residents (via S1 form for UK state pensioners and Irish/European residents), Spanish residents contributing to social security through employment, Digital Nomad Visa holders registered with Spanish social security, and children of any resident parent. Non-Lucrative Visa holders do not qualify by default and need private insurance.

Registration: once you have residency, visit your local health centre (Centro de Salud) for Las Lagunas de Mijas with your residency certificate, NIE, empadronamiento, and social security number. They assign you a GP (médico de cabecera) and issue a SIP or TSI card.

Nearby centres: Centro de Salud Las Lagunas (1.5 km from Almitak), Centro de Salud Fuengirola Oeste (3 km), Hospital Costa del Sol (Marbella, 12 km - regional public hospital with strong cardiology and oncology).

Private Healthcare

Most expat families add private insurance for faster access, English-speaking doctors, and direct specialist booking without GP referral. Major providers include Sanitas, Adeslas, Asisa, and DKV.

Typical family premiums 2026: €260-€440 per month for a family of four on a standard policy. Coverage includes GP visits, specialists, hospital stays, basic dental, maternity (if declared at enrolment), and paediatric care. Pre-existing conditions often excluded for the first 6-24 months.

Private hospitals within range:

  • Vithas Xanit International (Benalmádena, 9 km, 12 minutes) - strong English-speaking staff, paediatrics, and orthopaedics.

  • Hospital Quirónsalud Marbella (16 km, 20 minutes) - flagship private hospital on Costa del Sol. English-speaking ER, maternity unit, all major specialities.

  • Hospital HC Marbella (18 km, 22 minutes) - established oncology and surgical reputation. International staff.

Paediatric Care

Families tend to prioritise paediatrician access above other healthcare considerations. Private paediatricians at Vithas Xanit and Quirónsalud Marbella typically offer same-day or next-day appointments for under-5s. English-speaking paediatric specialists are widely available in Marbella, adequately available in Fuengirola and Benalmádena, and present but rarer in Mijas Costa directly.

Typical paediatric consultation costs (private, if paying out of pocket without insurance): €60-€90 per GP paediatric visit, €80-€120 for specialist paediatricians (dermatology, allergy, ENT).

For chronic or complex conditions, Hospital Costa del Sol's public paediatric department handles most regional referrals and receives strong expat-family reviews for its continuity of care.

Vaccinations and Routine Care

All routine childhood vaccinations are free under the Spanish public system, on a schedule broadly similar to the UK and most of Europe. Minor calendar adjustments may be needed for children transferring from other schedules - your public GP or private paediatrician handles reconciliation at the first appointment.

Adult flu vaccinations are free for over-65s and at-risk groups. Others pay €15-€25 privately.

What to Bring From Your Home Country

  • Medical records for each family member, translated if not in English or Spanish

  • Vaccination records

  • Prescription records for any ongoing medications

  • Contact details for your current GP and specialists (for follow-up referral letters)

  • If relevant, copies of recent imaging (MRI, CT, X-ray) and blood work

Spanish doctors accept records in English without translation for routine care. For complex cases, invest in certified translations.

Insurance Tiers

Essential (€240-€320/month for family of four): GP, specialists, basic hospital, no dental, limited maternity. Suits adults under 50 in good health.

Standard (€320-€400/month): adds maternity, paediatrics, basic dental, and mental health (12 sessions). Most common choice for expat families with children.

Premium (€400-€500/month): adds cosmetic dentistry, full maternity, no co-payments, English-speaking helpline. Families wanting top-tier coverage.

Children typically cost 30-40% less than adults. Over-65s expect 2-3x standard premiums.

BlancaReal's Healthcare Support

Our relocation team connects families with vetted insurance brokers who speak English and help you compare Sanitas, Adeslas, Asisa, and DKV policies side by side. We also walk you through public system registration at Centro de Salud Las Lagunas once you have residency.

Fifty years on this coast, ISO 9001 certified, seven languages in-house - we have seen every family healthcare scenario and can point you at the right hospitals and GPs for your situation.

Call +34 951 120 686 or WhatsApp to discuss your family's healthcare plan. Because we understand the importance of healthcare, we are here to help. And with our in-house legal team, you can trust that you are in good hands.

Why families trust BlancaReal

50+ years
On the Costa del Sol
ISO 9001
Quality certified
7 languages
Spoken in-house
In-house legal
Not a referral

Questions answered

What families ask
before they move.

Do I need private health insurance to move to Spain?

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Yes, if you are applying for the Non-Lucrative Visa - private insurance is mandatory for application and renewal. Digital Nomad Visa holders can register for public Spanish healthcare instead but most families add private insurance for faster access and English-speaking specialists.

How much does family private health insurance cost in Spain?

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A family of four typically pays €260-€440 per month on a standard policy with Sanitas, Adeslas, Asisa, or DKV. Essential policies start at €240/month. Premium policies with full maternity and zero co-payments reach €500/month.

Is Spanish public healthcare good?

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Yes - Spain's public system ranks in the world's top 20 (WHO, OECD). Coverage includes GP, specialists, hospital, surgery, maternity, paediatrics, and most prescriptions, free at point of use for residents. Waiting times for non-urgent appointments can be longer than private alternatives.

Where are the English-speaking hospitals near Almitak?

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Vithas Xanit International in Benalmádena (9 km, 12 minutes), Hospital Quirónsalud Marbella (16 km, 20 minutes) with English-speaking ER and maternity, and Hospital HC Marbella (18 km, 22 minutes) with strong oncology and surgical teams.

Can I use the NHS in Spain?

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UK state pensioners and some pre-Brexit UK residents can use an S1 form for free access to Spain's public system (the cost is reimbursed by the NHS). The EHIC/GHIC card only covers temporary visits. Most post-Brexit UK residents need either Spanish public coverage (via residency plus work contributions) or private insurance.

How do I find an English-speaking paediatrician?

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Private paediatricians at Vithas Xanit (Benalmádena) and Hospital Quirónsalud Marbella offer English-speaking consultations with same-day or next-day availability. For public care, Centro de Salud Las Lagunas has some English-speaking staff. Private paediatric GP visits cost €60-€90; specialists €80-€120.

Will my children's vaccinations be recognised in Spain?

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Yes, with calendar reconciliation. Spain's vaccination schedule is broadly similar to the UK and most of Europe. Bring vaccination records to your first Spanish GP or paediatrician appointment; they reconcile your schedule and schedule any missing or early doses.

How do I register with a Spanish GP?

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After you have residency, visit your local health centre (Centro de Salud Las Lagunas for Almitak residents) with your residency certificate, NIE, empadronamiento, and social security number. They assign you a GP (médico de cabecera) and issue a SIP or TSI card. The process is free.

Are pre-existing conditions covered by private insurance?

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Most Spanish private insurers exclude pre-existing conditions for the first 6-24 months. Some providers (DKV, Sanitas) offer 'with pre-existing' policies at 30-50% premium. Disclose everything at application - undisclosed conditions void coverage if discovered.

What happens in a medical emergency?

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Dial 112. Ambulance and emergency room treatment are free regardless of insurance status for both residents and tourists. The hospital may bill for ongoing treatment if you are not covered by Spanish public health or private insurance.

How can I get help with my healthcare plan?

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Our relocation team at BlancaReal connects families with vetted insurance brokers who speak English and help you compare Sanitas, Adeslas, Asisa, and DKV policies side by side. We also walk you through public system registration at Centro de Salud Las Lagunas once you have residency. Because we have 50 years of experience on the coast and are ISO 9001 certified, you can trust our expertise.

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